KYC/Due Diligence Officer

Job Description

Requirements

• Bachelor degree in Finance, Business Administration, Law, or a related field
• 2-3 years of experience in compliance, audit, KYC, or financial crime prevention, preferably in a financial institution
• Certification in AML/KYC such as CAMS, ICA, DCP, or equivalent is highly desirable
• Strong knowledge of AML/CFT/CPF regulations including CBN guidelines, NFIU/EFCC directives, and FATF standards
• Practical experience with sanctions, PEP, and adverse media screening tools
• Analytical skills with ability to interpret complex ownership structures and beneficial ownership risks
• Familiarity with Nigerian regulatory compliance frameworks and global AML/CFT best practices
• High attention to detail and accuracy in reviewing customer data and documentation

Responsibilities

• Perform KYC checks for new and existing customers, ensuring compliance with regulatory and internal requirements
• Assess customer risk based on nature of business, ownership structure, transaction behavior, and geographical exposure
• Escalate high-risk and complex cases for Enhanced Due Diligence (EDD) in line with AML/CFT policy
• Maintain accurate and up-to-date documentation of customer records for regulatory inspections and audits
• Work closely with Onboarding, Compliance, and Business Relationship Managers to identify and close KYC gaps
• Track and monitor deferrals, ensuring timely collection of outstanding documents in line with compliance timelines
• Contribute to policy reviews, process improvements, and system upgrades to strengthen KYC operations